Poland's KRUS top farm pension 12x lower than ZUS max, highlighting system disparity

Poland's agricultural social insurance (KRUS) will pay its highest pension in 2026 at nearly 4,800 PLN gross, received by a farmer with 42 years of contributions. This is 12 times lower than the maximum benefit from the general social insurance (ZUS), underscoring a structural gap between the two systems. The disparity may fuel political debate over pension reform and rural-urban inequality.

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