Insurers split on AI risk coverage, leaving enterprises exposed

The insurance industry is diverging on how to handle AI-related risks: some carriers are developing specialized agentic AI policies, while major insurers are quietly excluding AI coverage from standard policies. This leaves many enterprises unknowingly underinsured against AI-driven liabilities, a gap that could surface in claims disputes as AI adoption accelerates.

AI disclosure: Model-written summary of the source, not a verified fact. Check the sources. How Mosaic works