Colombia: 480K adults excluded from formal credit in 2025, financial inclusion gap persists

Colombia's financial inclusion data for 2025 shows that while 96.5% of adults have deposit products, only 20.3 million have formal credit, leaving roughly 480,000 adults outside the credit system. This highlights a persistent gap in access to formal credit, which could constrain household consumption and small-business growth. The development is notable for financial sector policy and economic inclusion efforts in Colombia.

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