Vietnam banks lengthen loan maturities as SBV eases funding rules

Medium- and long-term lending at Vietnam's 27 listed banks rose to VND7.29 quadrillion, 47.3% of total loans, reflecting a structural shift toward longer maturities. This follows SBV regulatory easing on funding rules, likely aimed at supporting infrastructure and long-term investment. The shift increases duration risk for banks and may signal policy intent to channel credit into long-cycle projects.