Polish lawyers: TSUE ruling on free credit sanction leaves burden to legislator, not new 'Dziubak'

Polish legal experts assess that the recent CJEU ruling on the free credit sanction does not create a new 'Dziubak' precedent, shifting the burden of resolving disputes to the legislator and national courts. This clarifies the scope of the ruling, reducing uncertainty for Polish banks and borrowers, though implementation details remain with domestic authorities.