KOA Digital CDT Hits $435B, 410 Municipalities in First Year

KOA, a Colombian digital certificate of deposit (CDT) platform, closed its first year with over $435 billion in assets and 18,000 savers, reaching 410 municipalities. 54% of customers are in lower-income strata, indicating financial inclusion gains. The scale suggests growing retail adoption of digital savings instruments in Colombia, though profitability and default risk remain unassessed.

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