Poland shifts free-credit oversight from courts to regulators; consumer groups object

Poland proposes replacing individual lawsuits over free credit with a supervisory system under KNF and UOKiK, drawing support from banks, the financial ombudsman, and borrower associations, while consumer representatives protest. The reform signals a policy shift toward regulatory enforcement over litigation, but its impact on credit markets and consumer protection remains uncertain.

AI disclosure: Model-written summary of the source, not a verified fact. Check the sources. How Mosaic works