Polish regulator fines Fincapital 2.6M PLN for misleading loan deferral scheme

Poland's UOKiK imposed a 2.6 million PLN fine on credit intermediary Fincapital for requiring borrowers to purchase a paid scoring report as a condition for loan repayment deferral. The practice misled consumers and violated collective consumer interests. This enforcement signals heightened regulatory scrutiny of fintech lending practices in Poland.